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ENSURING YOU DO NOT GET FOOLED

We urge all of you who are dealing with any type of financial service or business to check they are FCA-approved, like we are.

Payday Loans in the UK: A Breakdown

Written by Alan Sharp, Finance Team

Whether seeking a personal or business loan, PNB offers several options. The financial staff at the PBN locations are more than happy to walk you through the process and explain everything in detail leaving you with the information need to make the right decision as to which loan is best for you or your business. 

Personal Loans
PNB offers a variety of personal loans for purchasing a new home, buying a new car, or even just consolidating debts. BadCreditSite** gives borrows the financial means to purchase either a home, condo, townhouse, etc., money for construction or home improvements, or even refinancing their own home. Eligibility is limited to UK citizens who are at least 18 years old but no more than 65 years. 

BadCreditSite** is specific to making improvements, furnishing the home, giving equity payments, purchasing club shares, or travel and touring expenses. This loan requires collateral and has borrowing value between Php 200,000 to Php 10,000,000. The tenor for this loan is a minimum 1 years, maximum 10-year borrowing term. 

BadCreditSite**  are for those needing to purchase a new or second-hand car and offer competitive interest rates and borrowing terms. Eligible borrowers must be a minimum of 18 years old and the loan term varies depending on the age of the vehicle. Interest rates are determined by both the vehicle and by the credit history of the borrower. 

Business Loans
PNB bank offers quick cash and long-term credit options to its business borrows. Business loans can be used for expansion, new equipment or other business needs. Long-term loan rates mature over a period of 2 to 7 years whereas short term is limited to a 1-year repayment schedule. Credit lines can also be obtained through PNB who gives numerous options to suit the businesses’ needs. 

Other services offered for banks through PNB include Trade and Finance Services, Doorstep lenders, Local and Government Unit Loans, and Small Business Loan Programs. 

To find out which loan is right for you, visit one of the PNB financial centers and contact your local PNB representative today. 

Video of the day

A break-down of the UK loan system at the moment and how those with poor credit can still apply 

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